The disability benefits allow you to keep covering your essential expenses if you were to stop working. Those benefits typically correspond to a certain percentage of your revenue which is paid monthly. Disability insurance is an ideal choice for business owners and independent workers whose job constitutes their main household revenue. It also is a good complement to a group insurance offered by an employer or association since it offers more flexibility in regards to the benefits payments.
Do I need it?
The disability insurance may be recommended to you in the following situations:
- You are a business owner
- You are a self-employed person
- You don’t have sufficient coverage from your work group policy
- You would like to protect your financial well-being.
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