Sergey Levchenko
Financial security advisor · President of Protecto Assurances
Firm
Services Financiers Protecto Inc.
Quebec (AMF): registration no. 602624
Ontario (FSRA): licence no. 41378M
Guides by Sergey
Written · Tips
Pay off the mortgage or contribute to an RRSP?
Two neighbours, same salary, same mortgage, $5,000 a year to invest. One pays down the house, the other contributes to an RRSP. At 65, $110,000 separates them.
August 8, 2026 · 3 min read
Reviewed · Life insuranceTerm or permanent life insurance: how to choose
Term or permanent? The concrete differences between the two main families of life insurance, and how to choose based on your stage of life and budget.
August 8, 2026 · 2 min read